Businessowners Policy (BOP)

The Smart Choice for Small Businesses 

Designed specifically with the small business owner in mind, the Businessowners Policy (BOP) is a single, convenient package for your property and liability insurance needs. With fast, responsive local service, competitive pricing and a wide array of coverages, it’s the best value for small businesses in Hawaii.  What’s more, First Insurance has been doing business in Hawaii for over a century and as a member of the Tokio Marine Group, is financially strong with an “A+” rating from A.M. Best.  Contact your independent insurance agent, to see if you would benefit from a First Insurance Businessowners Policy (BOP). 

If you own/operate one of these types of businesses, First Insurance's Businessowners Policy (BOP) could be the perfect insurance package for you!

  • Apartments
  • Condominium Associations
    • Commercial
    • Office
    • Residential
  • Contractors
  • Offices
  • Processing and Service
  • Restaurants
  • Retail
  • Wholesale

Businessowners Advantage 

 In this day and age, it is almost impossible to operate a business without a computer.  Our Businessowners Advantage endorsement provides protection for your computer and technology systems with enhancements such as electronic data, interruption of computer operations and computer fraud and funds transfer fraud and much more.  With fifty coverages bundled together, the Businessowners Advantage ensures that you have the broadest protection available.

More Coverage Options 

First Insurance also offers optional liability coverage commonly required in leases and contracts called Businessowners Plus.  Optional liability coverage designed specifically for contractors may also be purchased.  With a large array of coverage options tailored for specific industries, you can operate your business with peace of mind. 

Contact your independent insurance agent to see if you would benefit from a First Insurance Businessowners Policy (BOP).  Don’t have an agent?  Click here to find one.