Other Products

Excess & Surplus Coverage

For risks that are traditionally difficult to cover that go beyond the standard policy, First Risk Management Services (FiRMS) offers an assortment of innovative and complementary insurance products. FiRMS acts as both a managing general agent as well as a wholesaler. FiRMS possesses binding authority for various carriers and is a coverholder for Lloyd's of London in the Hawaii marketplace. Through our Lloyd's facility, FiRMS is able to quote commercial and residential property, excess flood and earthquake.

• E & S Fact Sheet

Lawyers Professional Liability Program

FiRMS offers exclusive access in Hawaii to CNA's Lawyers Professional Liability Program. CNA is the nation's largest underwriter of lawyers professional liability insurance, with flexible coverage and very competitive rates.

• Lawyers Professional Liability Program Policy Highlights

NFIP Flood

Flood losses aren't usually covered by your homeowners insurance. That's why flood waters have the power to damage not only your home, but also your financial security. Protect your home or business with a flood insurance policy from First Insurance, a participating company in the National Flood Insurance Program (NFIP).

• Flood Insurance details

Captives

Captive insurance programs are created to meet the specific needs of the insured parties/owners. They are highly flexible and tailored to address the unique requirements of the insured.

Through FiRMS, First Insurance provides professional captive insurance management services for Hawaii-domiciled captive insurance companies, with services to U.S. mainland, Asia-Pacific and Hawaii-based captive owners. Because of its favorable captive insurance statutes, tax structure, and an established, experienced infrastructure, Hawaii continues to attract interest as a captive insurance domicile.

Captive insurance programs are created through close discussion and interaction with owners, insured parties, and Hawaii regulators.

• Captive Management Services brochure